DIY Fall Home Decor

October 25th, 2019|Advice|

4 Helpful tips to spruce up your home’s Fall Feeling from Merwin Farm and Home

Tell me if you’ve heard this one before, the Holidays can be a stressful time of year. In between accommodating friends and family, preparing a Thanksgiving dinner with a little something for everyone, and planning a holiday to remember, if you’re […]

Historic Homes

October 23rd, 2019|Advice|

Historic homes epitomize the charm of our Tri-state region. Substantial construction that has withheld the test of time and nostalgic quirk that invites a gathering place – often sited in idyllic locations when vacant land was easier to come by. The rural roots of our Litchfield Hills are decorated with antique homes that help to […]

Structure From a Historical Perspective

October 23rd, 2019|Advice|

Generally speaking, older homes were constructed differently than the more modern houses we see today. Of course in the modern age we have significantly more efficient tools like nails and screws that professionals and hobbyists alike use as mechanical fasteners. In the past, builders of all kinds used mortise and tenon joints and wooden pegs […]

Antique vs. Modern vs. Vintage

October 23rd, 2019|Advice|

Everything exists within a historical timeline including the furnishings in your home. Is that chest of drawers you inherited from your grandma an antique? Is the 1960s Danish dining table your parents lovingly cared for that now sits in your home modern? How about the pair of lamps you purchased at the local thrift shop […]

Why Insurance is a “Thing”

October 23rd, 2019|Advice|

Ever wonder about the history of insurance and how long this amazing industry has been around? The first organized company was formed in London, England, by Edward Lloyd in 1686 under the name Society of Lloyd’s, or as we know it today, Lloyd’s of London. Initially conceived by shipowners in the London tea rooms who […]


August 12th, 2019|Advice|

This column is devoted to some “Quick Hit Thoughts” regarding potential coverage issues that most folks are not aware of until they have a loss and are told they have no coverage. Uber or Lyft drivers are NOT covered by their respective personal auto policies while transporting riders. Homeowners that use their detached barns or […]


August 12th, 2019|Advice|

Sometimes we neglect our gutters. It’s understandable, they are manufactured for the very purpose of blending in with our homes and being easily unnoticed, it’s part of their function. However, our gutters play a vital role in protecting the integrity of our homes by diverting rain and other types of water run-off. By directing the […]


August 12th, 2019|Advice|

A cavity first forms when bacteria demineralize enamel, the outer aspect and hardest part of the tooth surface. When bacteria are allowed to sit on teeth, a plaque biofilm forms. Most of the bacteria are naturally occurring throughout our mouths, but are given an opportunity to thrive upon consuming food and drinks that contain sugar. […]


August 12th, 2019|Advice|

History is full of trends and cycles especially when it comes to architecture and home aesthetics. Ever since the construction of the Roman Coliseum in antiquity, stones have been used to emphasize the power of the natural world in architecture. Today, the use of stone veneer is coming back in style around the Hudson Valley. […]