Art can be a fickle property to insure from many standpoints. All homeowners’ policies either limit certain types of property such as collectibles, guns, silverware, jewelry, and furs to maximum dollar limits, which generally do not exceed $2500. Artwork such as paintings, sculptures, rare photos, and manuscripts are never covered for their appraised value unless […]
Welcome to our newest addition to our Great Outdoors page called Gear of the Month provided by your favorite fly-fishing guide Ben Alex of Ten Mile River. Ben will be doing a monthly column covering all things fly.
-Stay tuned, you don’t wanna miss it!
–by Ben Alex
Here is where […]
4 Helpful tips to spruce up your home’s Fall Feeling from Merwin Farm and Home
Tell me if you’ve heard this one before, the Holidays can be a stressful time of year. In between accommodating friends and family, preparing a Thanksgiving dinner with a little something for everyone, and planning a holiday to remember, if you’re […]
Historic homes epitomize the charm of our Tri-state region. Substantial construction that has withheld the test of time and nostalgic quirk that invites a gathering place – often sited in idyllic locations when vacant land was easier to come by. The rural roots of our Litchfield Hills are decorated with antique homes that help to […]
Generally speaking, older homes were constructed differently than the more modern houses we see today. Of course in the modern age we have significantly more efficient tools like nails and screws that professionals and hobbyists alike use as mechanical fasteners. In the past, builders of all kinds used mortise and tenon joints and wooden pegs […]
Everything exists within a historical timeline including the furnishings in your home. Is that chest of drawers you inherited from your grandma an antique? Is the 1960s Danish dining table your parents lovingly cared for that now sits in your home modern? How about the pair of lamps you purchased at the local thrift shop […]
Ever wonder about the history of insurance and how long this amazing industry has been around? The first organized company was formed in London, England, by Edward Lloyd in 1686 under the name Society of Lloyd’s, or as we know it today, Lloyd’s of London. Initially conceived by shipowners in the London tea rooms who […]
This column is devoted to some “Quick Hit Thoughts” regarding potential coverage issues that most folks are not aware of until they have a loss and are told they have no coverage. Uber or Lyft drivers are NOT covered by their respective personal auto policies while transporting riders. Homeowners that use their detached barns or […]
Sometimes we neglect our gutters. It’s understandable, they are manufactured for the very purpose of blending in with our homes and being easily unnoticed, it’s part of their function. However, our gutters play a vital role in protecting the integrity of our homes by diverting rain and other types of water run-off. By directing the […]
A cavity first forms when bacteria demineralize enamel, the outer aspect and hardest part of the tooth surface. When bacteria are allowed to sit on teeth, a plaque biofilm forms. Most of the bacteria are naturally occurring throughout our mouths, but are given an opportunity to thrive upon consuming food and drinks that contain sugar. […]