By Nicholas W. Stuller
I read an article in the Wall Street Journal about Ashton Kutcher’s new reality show called “Going from Broke” which takes aim at the problem of the extraordinary debt that college graduates have accumulated. The 10-episode series which is shown on Sony’s Crackle streaming service focuses on the personal financial struggles […]
By Lee
Sherman
When it comes
to IRAs there are two basic types: traditional and Roth. The simplest
difference is that a traditional IRA defers your tax liability until you
withdraw from the account, while Roth IRAs take out your tax liability at the
time of your investment. But don’t tune out yet, there are a lot of other
things to know […]
By Peter Mastrantuono
Most investors do not utilize options as a part of their
overall investment approach, even though different option strategies can be
employed to protect portfolios, leverage profit opportunities and create
income. One such strategy, covered call writing, can be used in IRA and
nonretirement accounts to boost income in a low-yield world.
Before diving into covered call […]
By Thomas Kostigen
It’s a terribly bland and boring
name for a financial product — any product, really: 403(b). Yet for some
reason, marketers have stuck with it, much like they have with the product’s
investment cousin, the 401(k).
These alpha numeric titles are
retirement plans. The former, designed largely for teachers and non-profit
employees, and the latter, designed for most working […]
4 Helpful tips to spruce up your home’s Fall Feeling from Merwin Farm and Home
Tell me if you’ve heard this one before, the Holidays can be a stressful time of year. In between accommodating friends and family, preparing a Thanksgiving dinner with a little something for everyone, and planning a holiday to remember, if you’re […]
By Lee Sherman
It’s not unusual these days for there to be
a wide gap in age between life partners. According to the latest US Census,
nearly two in 10 married couples have a least a six-year age gap. While this
makes financial planning difficult (particularly if your goal is to retire at
the same time) it doesn’t have to […]
Historic homes epitomize the charm of our Tri-state region. Substantial construction that has withheld the test of time and nostalgic quirk that invites a gathering place – often sited in idyllic locations when vacant land was easier to come by. The rural roots of our Litchfield Hills are decorated with antique homes that help to […]
Generally speaking, older homes were constructed differently than the more modern houses we see today. Of course in the modern age we have significantly more efficient tools like nails and screws that professionals and hobbyists alike use as mechanical fasteners. In the past, builders of all kinds used mortise and tenon joints and wooden pegs […]
Everything exists within a historical timeline including the furnishings in your home. Is that chest of drawers you inherited from your grandma an antique? Is the 1960s Danish dining table your parents lovingly cared for that now sits in your home modern? How about the pair of lamps you purchased at the local thrift shop […]
Ever wonder about the history of insurance and how long this amazing industry has been around? The first organized company was formed in London, England, by Edward Lloyd in 1686 under the name Society of Lloyd’s, or as we know it today, Lloyd’s of London. Initially conceived by shipowners in the London tea rooms who […]